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What You Should Know
When you are injured because of negligence (e.g., car accident), you should always call a personal injury lawyer right away. Too many times we have seen insurance companies call injured people before a lawyer gets involved with the goal to settle quickly and cheaply. They will even tell you you don’t have a good case. Don’t fall for these deceptive insurance practices.
Meeting with an attorney is risk free becuase you should get a free consultation. This way you will leave the meeting with a better understanding of your case and the law. Call us today to have a free meeting with a top Buffalo, NY peresonal injury lawyer.
Victims of personal injury cases are forced to deal with insurance companies. Specifically, their claims department. For the most part, claims departments have honest and hard-working people. However, insurance companies are profit-driven, and paying claims reduces profits. Not surprisingly, insurance companies have taken aggressive measures to reduce how much they pay injured folks when they have legitimate claims.
It is critically important to understand the role that insurance plays when you have a personal injury claim. Insurance companies take advantage of the fact that they are not named in lawsuits when their policyholders are sued. While the negligent driver gets sued and dragged into court, the insurance company is behind the curtain calling all the shots like when to defend a case, how to defend a case, when to settle a case, and how much to settle the case for. Their power to control stems from the insurance policy.
The insurance policy is a legally binding contract between you and your insurance company. They take your money in the form of a premium with the promise to pay certain damages. In car accidents, damages usually take the form of property damage, lost earnings, medical bills, and pain and suffering.
Insurance companies are in the business to make money for their shareholders. The longer they delay or deny claims, the more money they make. Unfortunately, many people have experienced first-hand the ruthless tactics used by insurance companies to delay or deny a claim.
What most people don’t know is that insurance companies have responsibilities to protect their customers. For example, New York Insurance Law 2601 requires insurance companies to thoroughly investigate a claim, act promptly, and act fairly towards a person with a claim. Most importantly, insurance companies get to control how to defend a claim, and when and how much to settle a claim. Insurance companies profit from delaying, denying, and underpaying claims. And they do this by using claim handling software that uses formulas and algorithms to generate case value.
Believe it or not, many personal injury lawsuits stem from insurance companies intentionally making a low and unfair settlement offer to underpay the claim. For the few that hire a lawyer, years and thousands of dollars are spent fighting in court.
The truth is, insurance companies have learned that they make more money when they force personal injury claims into lawsuits and fight. They know which attorneys go to trial, and which attorneys settle for cheap to avoid a lawsuit. They also know that people without an attorney are likely to accept a settlement for a fraction of what the case is truly worth.
This is why it’s so important to hire a personal injury lawyer that understands the insurance industry, your injuries, the medicine, and always puts your interests first. By hiring The Buffalo Injury Law Firm, you can be sure that:
- We will not be bullied by insurance company lowball settlement tactics.
- You come first and we will not settle for anything less than the maximum compensation for your injuries.
- We work with you on a contingency fee arrangement. Meaning if there is no recovery, you pay no fee.
- We can help you locate top medical specialists. We can help you receive the medical care you need to give you the best chance at returning to the life that you had before you were injured.
The Buffalo Injury Law Firm is honored to serve New York’s families in personal injury cases. Our personal injury attorney is located in Buffalo, NY. If you or a loved one has been seriously injured or killed because of negligence, please call us right away.
The Buffalo Injury Law Firm handles many types of personal injury cases. Please click the links below to learn more about what we do:
- Car accidents
- Truck accidents
- Bus accidents
- Bicycle accidents
- Construction accidents
- Motorcycle accidents
- Slip and falls
- Ski Accidents
- Pedestrian accidents
- Product liability
- Workplace Accidents
- Wrongful death
Trust The Buffalo Injury Law Firm as Your Buffalo Injury Attorney In a Time of Need. Call Today for a complimentary case evaluation.